Choosing not just any home, but the right home, is undoubtedly nerve-racking for any first time home buyer. After all, how are you supposed to know how much to save for the closing costs, the down payment, the home inspection, and the home appraisal?
These expenses can understandably get overwhelming very quickly, even for seasoned homebuyers. Luckily, your Pittsburgh movers have been relocating first time buyers for over 25 years, meaning that they have plenty of tips to help make sure you make the right decision when it comes to picking out your first dream home for your family.
Educate yourself on how to avoid these home-buying blunders with this list from All My Sons Moving & Storage of Pittsburgh of the three mistakes many first-time homebuyers make.
While it is perfectly fine to bid on the first house you see, the general rule of thumb is that you should visit the house at least two or three times before submitting your offer. Most first-time homebuyers do not realize that if a seller is pressed for time, it may cause them to speed up the closing process; ultimately, this results in details being overlooked and impulsive decisions being made. Don't get stuck with a home you didn't fall in love with; take the time to check out the neighborhood beforehand in order to decide if this is the right home for you and your family.
Even though home inspections are not required when it comes to buying a home, your Pittsburgh moving company recommends always doing one. Purchasing a house without an inspection can lead to realizing that your new home has serious problems with the electrical wiring, plumbing, roof, and the foundation. First time home buyers should always use home inspectors; they can save families from having to pour money into fixing an expensive problem that could have been avoided from the get go.
Touring home after home, each filled with the possibility of a fresh start, can easily make a first time home buyer get overly excited on a house way out of their budget. Not only that, but your local Pittsburgh movers will be the first to tell you that lenders often approve applicants for a loan larger than they can afford. Don't make the mistake of overspending on a home that is way outside of your budget. By doing this, you set yourself up to say goodbye to your disposable income, and hello to a future filled with expensive utility bills, a large home insurance payment, and an overwhelming mortgage payment. Play it safe and aim for a home that is under your original budget.
Whether you are moving out or moving in, All My Sons Moving & Storage is ready to help you make it as easy and stress-free as possible. Contact us for your free, no-obligation quote today!